Student Health Insurance

Aetna Plan Documents and Benefits can be found by clicking HERE.

NJIT automatically charges Student Health Insurance to any student who meets the criteria listed below.

  • Undergraduate student taking 12 or more credits in the Fall semester.
  • Any Graduate student taking 9 or more credits in the Fall semester.
  • Any student with a Visa status of F1/J1.​
  • Any "New" (was not here for the Fall term) Undergraduate student  taking 12 or more credits in the Spring semester.
  • Any "New"(was not here for the Fall term) Graduate student  taking 9 or more credits in the Spring semester.

Waiving of Student Health Insurance.

  • Students must submit a waiver every year in which they wish to waive.

  • Students may opt to waive the NJIT health insurance by submitting proof of current coverage through a waiver to Aetna Student Health.

  • Aetna will receive the waiver and certify this for NJIT.  

  • All F1/J1 Visa students who are not part of the  APPROVED SPONSOR listing are prohibited from waiving the Student Health Insurance.

Part-time student-direct purchase of Aetna Insurance

All part-time domestic undergraduate students carrying a minimum of 3 credit hours but less than 12 and domestic graduate students carrying a minimum of 3 credit hours but less than 9 are eligible to enroll in the Aetna Student Health plan on a voluntary basis by contacting and making payment directly to Aetna via Aetna  customer service at (844) 277-2375.