Student Health Insurance
In keeping with its institutional responsibility to protect the health and well-being of our students, New Jersey Institute of Technology (NJIT) requires all full-time, domestic undergraduate students carrying 12 or more credit hours, domestic graduate students carrying a minimum of 9 credit hours, and F1 and J1 international students carrying 1 or more credit hours to maintain health insurance coverage throughout the academic year. This helps to protect against unexpected high medical costs and to provide access to quality care while they are at school or traveling abroad.
NJIT automatically charges Student Health Insurance to any registered student who meets the criteria listed below:
Please be aware, Graduate students enrolled in a fully online program and all registered courses for the semester are fully online are not automatically charged Student Health Insurance. Students meeting this criterion who want the school’s coverage may apply and pay for coverage directly through Aetna Student Health.
To view benefit coverage, print an ID card, or obtain other information relating to the Student Health Insurance plan, please visit the Aetna Student Health website for more details.
You may waive coverage under the Student Health Insurance Plan if you have health insurance that meets all of the plan requirements listed in the Waive Insurance section of our website. You will need to provide information about your current coverage. An accepted waiver applies to the academic year during which it is filed, and is typically processed within two to three business days. Please note, if you are not charged the student health insurance fee, a waiver is unnecessary. Please check your student account to verify whether or not you have been charged.
Please allow for up to 48 hours after the student health insurance charge posts to your student account before attempting to file a waiver. Our system needs this time to update your waiver eligibility.
Waivers will not be accepted after the waiver period expires and the student will be responsible for the insurance charge, without exceptions.
The below students are eligible to enroll in the Aetna Student Health plan on a voluntary basis by contacting and making payment directly to Aetna* via Aetna customer service at (844) 277-2375.
*UCAN domestic Graduate students taking less than 9 credits would have the option to have NJIT cover the Health Insurance charge which would be added to their student record with a corresponding financial aid award.
The application for direct purchase of the Student Health Insurance Plan can be found in the Downloadable Forms section of our website.
Under the current UCAN Agreement, NJIT will cover Student Health Insurance premiums for Graduate Student Employees who meet its criteria for governance (full-time enrollment or certification and an award for full stipend and tuition).
NJIT automatically charges the premium cost to any registered graduate student who meets the criteria listed below:
As UCAN members, NJIT will issue a credit in the form of a financial aid award to your account to cover this cost.
If you are a domestic student taking less than 9 credits and wish to have NJIT cover the cost of the Student Health Insurance premium, you must first be coded as UCAN eligible in our system (only if you meet the criteria outlined above) before emailing the Bursar's Office to self-identify:
Once the insurance charge is on your student account, you can check if your student health insurance is active by navigating to Aetna: Resources for Members and select "Get your ID Card," which requires you to verify your identity.
If you currently have health insurance and would like to have the Student Health Insurance Plan charge waived, you must submit your current plan information for review by Aetna Student Health. Once your waiver is submitted, please allow two to three business days for the credit to be processed on your NJIT student account. All records will be audited by Aetna Student Health, and if they determine that the insurance you submitted does not meet the minimum criteria for acceptable coverage, the insurance charge will be placed back on your student record. You will have the opportunity to re-submit your insurance information to Aetna student health in this case.
Students must submit a waiver every academic year if they have their own coverage and wish to waive the NJIT Student Health Insurance Plan. Waivers submitted after the posted deadline will not be accepted and students will be responsible for the charge on their student account, without exception. Additional information is as follows:
If you have further questions regarding this process or waiver eligibility, please email healthinsurance@njit.edu or call the Bursar’s Office at 973-596-2877.